Frequently Asked Questions (FAQ) – InsureXLife IMF Private Limited
Find answers to common questions about insurance policies, claims, renewals,
and services offered by InsureXLife IMF Private Limited, an
IRDAI-certified Insurance Marketing Firm (IMF) in India.
About InsureXLife IMF Private Limited
Is InsureXLife IMF Private Limited IRDAI registered?
Yes, InsureXLife IMF Private Limited is an IRDAI-certified Insurance Marketing Firm (IMF),
authorized to distribute insurance products from multiple insurers in India.
Which insurance companies does InsureXLife work with?
We partner with leading insurers such as LIC, ICICI Prudential, Axis Max Life, Manipal Cigna,
Niva Bupa, and Star Health Insurance.
Life Insurance FAQs
What is term life insurance?
Term life insurance provides high coverage at an affordable premium for a fixed period,
ensuring financial security for your family in case of an unfortunate event.
What is a term plan with return of premium?
A Term Plan with Return of Premium (TROP) refunds all paid premiums if the policyholder
survives the policy term.
Are Life Insurance plans available through InsureXLife?
Yes, we offer a wide range of Life Insurance plans, including savings,
retirement, child plans, and pension plans.
Health Insurance FAQs
What types of health insurance plans do you offer?
We offer individual health insurance, family floater plans, senior citizen health insurance,
critical illness plans, and group health insurance.
What is a family floater health insurance plan?
A family floater plan covers multiple family members under a single sum insured,
making it a cost-effective health insurance option.
Do you provide cashless hospitalization?
Yes, most health insurance policies offer cashless hospitalization at network hospitals
across India.
Motor Insurance FAQs
Is motor insurance mandatory in India?
Yes, as per Indian law, third-party motor insurance is mandatory for all vehicles.
What is the difference between third-party and comprehensive insurance?
Third-party insurance covers damages to others, while comprehensive insurance also
covers damage to your own vehicle along with third-party liability.
Travel & Other Insurance FAQs
Is travel insurance required for international travel?
Many countries require travel insurance for visa approval. It also protects against
medical emergencies, trip cancellations, and baggage loss.
Do you offer cyber insurance?
Yes, we provide both personal and corporate cyber insurance to protect against
digital fraud and cyber risks.
Claims & Support FAQs
Does InsureXLife help with insurance claims?
Yes, we provide complete claims assistance and support throughout the settlement process.
Can I renew my insurance policy through InsureXLife?
Absolutely. We assist with timely policy renewals to ensure uninterrupted coverage.
Contact & Consultation
How can I get insurance advice from InsureXLife?
You can contact us via our website or request a free consultation. Our advisors will help
you choose the most suitable insurance plan.
