Terms & Conditions

Terms & Conditions

Welcome to www.insurexlife.com operated by INSUREXLIFE IMF PRIVATE LIMITED (“InsureXLife”, “we”, “our”, “us”). These Terms & Conditions (“Terms”) govern your access to and use of this website and any services offered through it.

1. Acceptance of Terms

By accessing or using this website, you agree to be bound by these Terms and our Privacy Policy. If you do not agree, please do not use this website.

2. Eligibility

You must be at least 18 years old to use this website and the services offered herein. You confirm that all information you provide is true, accurate, and complete.

3. Services

InsureXLife acts as an intermediary for insurance products and services provided by third-party insurers. We do not underwrite, guarantee, or directly provide insurance coverage. Insurance products are governed by the issuing insurer’s policy documents and terms.

4. User Responsibilities

  • You agree to use the website for lawful purposes only.
  • You will not interfere with the operation of the website.
  • You will maintain confidentiality of your account credentials.
  • You will provide accurate information when requested.

5. Payments

Any payments, including insurance premiums, are payable directly to the respective insurer or authorized payment partner. InsureXLife is not responsible for delays or errors caused by payment gateways or insurers.

6. Disclaimer

The information on this website is provided “as is” without warranty of any kind. InsureXLife does not guarantee uninterrupted access or the accuracy of website content. We are not responsible for the actions, omissions, or quality of services provided by third-party insurers.

7. Limitation of Liability

To the maximum extent permitted by law, InsureXLife shall not be liable for any direct, indirect, incidental, special, or consequential damages arising out of use of the website or services.

8. Termination

We may suspend or terminate access to the website for violation of these Terms or misuse of services. Users may stop using the website at any time.

9. Governing Law

These Terms are governed by the laws of India. Any disputes shall be subject to the exclusive jurisdiction of courts in India.